Webinar Replay How Reverse Mortgages & Senior HELOC’s Can Fill the Retirement‑Income Gap1. Why This Talk MattersRetirees today are facing a stark financial reality:ItemTypical FigureMedian 401(k)/IRA balance≈ $88 kAverage Social Security benefit (couple)≈ $2 k / mo (≈ $24 k / yr)Annual living expenses (incl. taxes, insurance, food, fuel, etc.)≈ $55 kOut‑of‑pocket health costs (non‑Medicare)≈ $330 k over retirementEven with a modest home equity portfolio often $500 k – $1 M in value, many seniors are “paper‑rich
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