The Fed Lowered Rates.
Smart Veterans Are Winning with the VA Streamline Refinance
Rates as low as 5.75%/5.86% APR*
Thousands of Veterans are using the VA streamline to:
- Lower payments
- Lower rates
- Receive escrow refunds
- No out-of-pocket costs
- Skip a payment or two
- Build financial breathing room
Recent, real Veteran outcomes:
Navy (CA) — $212/month saved → credit card gone
Army (AZ) — $286/month saved → emergency savings
Air Force (WA) — $373/month saved → covered fuel & grocery increases
VA Streamline Refi Payment Savings
(Examples Only)
Assumes 30-year fixed; 5.75% rate, VA funding fee + closing costs.
APR reflects financed fees; monthly savings compared to a 7.0% rate 30-year fixed.
Current Balance | New Loan | Rate/ APR% | New P&I PMT |
| Savings* |
$400,000 | $410,000 | 5.75% / 5.86% | $2,392 |
| $269 |
$500,000 | $515,000 | 5.75% / 5.86% | $3,005 |
| $321 |
$600,000 | $618,000 | 5.75% / 5.86% | $3,606 |
| $385 |
$700,000 | $721,000 | 5.75% / 5.86% | $4,207 |
| $450 |
$800,000 | $820,000 | 5.75% / 5.86% | $4,785 |
| $537 |
*Savings shown for example purposes only, 5.75% rate compared to 7.0% rate.
How It Works:
First, I need to determine your monthly payment savings and confirm it makes sense for you to refinance. To determine this, we need the following information.
- Your estimated home value
- Your current mortgage balance (you can find this on your most recent mortgage statement)
- Let me know if you have a second mortgage or not
- Let me know if you have had any late mortgage payments in the last 12 months
Please click here to answer the questions above. I will then determine your savings and email you a quote showing your monthly payment savings and the months to break even on the finance closing costs.
These allow me to verify your exact payoff, confirm your loan details, and finalize your updated payment.
If we determine to move forward, you will
- Have zero out-of-pocket costs
- Skip up to two payments
- Have no appraisal requirement
- Receive an escrow refund
- Enjoy lower monthly mortgage payments
Ready to Explore Your Options?
Book a VA Streamline Refinance Call
See how much you could free up by refinancing your VA mortgage
All loans are subject to qualifying factors. Not all applicants will qualify.
Tane Blake Cabe | NMLS #78590 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | IL MB.6761630 view reinvestment notice barrettfinancial.com/illinois-reinvestment | TN 204577 | WA MB-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
Barrett Financial Group, L.L.C. is not affiliated with or endorsed by any government entity or agency. | *Sample scenarios assume well-qualified borrowers; actual rates and terms vary by credit profile, occupancy, and loan purpose. Rates effective 11/19/2025 and subject to change. Payments exclude taxes and insurance. | Estimated total payment includes property taxes, homeowners’ insurance, and mortgage insurance if applicable
Copyright 2026 Tane Cabe - Loan Originator, all rights reserved.