This is the first stage in in the process to learn how the no payment Home Equity Conversion Mortgage has helped others just like you.  You can watch videos, read blog posts, and consume some or all of Double Your Retirement Dollars to learn.  Take a look at our blog posts and videos to learn more.

This is the most exciting step.  We will gather basic information including your ages(s), purchase price or home value, and goals and objectives. From there we will schedule a Zoom meeting to review a tailored simple to understand report.  After the meeting you will have clarity and confidence to make an informed decision

Once you decide to move forward the next step is gathering documentation, participating in required counseling, and completing the application.  We will hold your hand every step of the way and ensure you have a stress free experience.  Applications forms can be signed electronically and documentation can be uploaded using your own secure link.  

During the process your house will be appraised to determine the value.  We will verify property tax, insurance, and HOA payment history.  Once we gather all the information including the appraisal our underwriters will review the file.  Once we gain approval to move to closing update any numbers and redisclose final figures.

This is the final stage where you sign closing documents.  You can sign at a title company or if you like your own kitchen table with the help of a licensed notary.  If you are buying a home your loan will fund usually the same day you sign the documents.  if you are refinancing your home the loan will fund three business days from the date of signing.